Short & Long Term Disability Insurance

Offering Disability Insurance protects your employee income if they are unable to work due to accident or illness.

Group Disability Plans offer weekly payments, rehab incentives, easy claim filing and competitive rates.

Employees are an asset and help keep your business running smooth.

Cardenas Insurance will design a disability plan for all your employees and secure their income, including your higher wage executives.

Flexible Plan Design 

We will guide you in building the best plan from numerous options, including the choice of whether your executive group life and disability insurance will supplement benefits from existing group plans or a standalone plan.

Cover a Group or a Single Executive

Depending on the nature and size of your business, we will help you craft and set up a program that covers a single key executive or provides protection for all your executives as a group.

Your Company Stays in Control

Your company determines and controls coverage limits, benefit payment details, and all other aspects of your executive group life and disability program.